Special Financing

Lakeland Toyota, Assisting With Your Sub-Prime Auto Loans

Lakeland Toyota is a new and used Toyota dealership that is eager to assist with your sub-prime auto loans and bad credit financing situations. Our finance department is staffed with friendly professionals who have years of experience the auto loan field and who look forward to bringing their expertise and knowledge to your particular situation. Don't allow your less than perfect credit rating to control your finances any longer, reach out to our Lakeland, FL dealership at your earliest convenience. Our friendly staff will work diligently to present you with a broad range of viable loan options that get you behind the wheel of the Toyota Camry you've been wanting!

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What Do Loan Lenders Review?

Financial institutions and loan lenders look at a number of things when reviewing an applicant's loan eligibility. Together with our lenders, we'll take the following into account:

Your Credit Score

One of the first things our team will do after receiving your credit application is run a credit check so that our team can view your unique credit score. Lenders will be interested to see where you fall on the credit spectrum and the factors that contributed to your score, like repossessions, foreclosures, divorces or bankruptcy filings.

Your Debt-to-Income Ratio

Simply put, this is your ability to pay back a loan amount. Are you spending more money than you receive? Do you already owe a substantial amount on another loan? Both our dealership and our lenders want to make sure we are setting you up for success, not adding to an already heavy burden.

The Type of Toyota You're Interested In

Newer cars depreciate faster than previously owned rides, so typically used cars have more flexible terms than a loan on a brand new vehicle. No matter what you're interested in, a new Toyota Prius or a pre-owned vehicle in stock, our team will work to secure viable loan packages that get you behind the wheel!

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Submit A Loan Application Now

Take charge of your less than perfect credit score and explore all the sub-prime auto loans that are available to you, use our secure online credit application to express your interest in a loan today. If you prefer to speak with an associate about how to secure bad credit car loans, drop by our conveniently located Lakeland, FL dealership. We have extensive operating hours so that you can always find the time to sit down with one of our financial experts.

Thank you for allowing Lakeland Toyota to assist with your bad credit financing needs, we look forward to assisting you every step of the way and seeing you drive off behind the wheel of the Toyota Tacoma you've always wanted, with the help of one of our comprehensive car loans!